Mortgage can i

Navigate up to edit previous steps Step 6 of 6 What are your monthly payments for loans, car loans, leases, lines of credit and credit cards? Make sure to also include monthly payments for anyone who is buying the home with you.

Print Start Over. Contact a TD Mortgage Specialist today and let us work with you to create a financing solution that meets your needs. Good news! Get pre-approved. Watch your personalised video.

Add Mortgage Critical Illness Insurance? Personal expenses. Property type. Debt payment. Down payment. Powered By:. Consider modifying your choice of location. Get pre-approved Please contact your branch or call Let's Connect Ready to start your home buying journey? Whether you're just thinking about buying or you're ready to buy, you can get started online!

Start online Contact Us Have additional questions? Speak to a TD Mortgage Specialist now. Book an appointment Let's Connect Ready to start your home buying journey? A low rate can save you hundreds each year. Get your free credit score. See how a mortgage impacts your score. Get preapproved. Get your true budget and find a home with ease. Find a real estate agent.

Get matched with a top agent in your area. Every time. How much house can I afford? This is what you can afford in. Monthly income.

Monthly payment. Mortgage payment This is the amount that you pay each month that goes toward paying down the principal of the loan and the cost of borrowing interest.

Property taxes The tax that you are required to pay as a property owner levied by the city or municipality. Homeowners association fee These are dues that are used by a homeowners association toward maintenance of common areas used by all homeowners in a housing development or complex.

Homeowners insurance The standard insurance policy that covers damage to your property and the things you keep in it. Down payment The initial portion of the home price that is required at the time of purchase. Total closing costs Overview of your total upfront closing costs required. Tweak your numbers below. Get free guidance on changes you can make to afford more house, without spending more. Join NerdWallet. Interest rate by credit score Credit score is a key factor in determining if you'll be able to get a mortgage and the rate you qualify for.

Higher scores make you eligible for lower interest rates. Loan term The amount of time you have to pay back the loan. Usually 15 or 30 years for common loans. Are you a veteran? No Yes, regular military Yes, national guard. Income and debts Annual household income Your income before taxes. Confirm your affordability with a lender. Based on your inputs, here are some of our lending partners that we recommend:. Enter your ZIP code to get started on a personalized lender match. ZIP code Get my lender match.

Tips to get finances ready. How much house can you afford? How much down payment? Calculate your mortgage payment. Get your credit score in shape. Collecting preapproval documents. Skip to: Home Content Footer navigation. Back to: Here to keep you moving.

Mortgage calculators Work out which kind of mortgage you could afford. See how much you could afford to borrow Work out what your monthly payments might be Check how an interest rate change could affect you.

How much could I borrow? How much could it cost? Our other calculators. Use our offset calculator to see how your savings could reduce your mortgage term or monthly payments Interest rate change calculator — see how a change of interest rates could affect your mortgage payments Agreement in Principle — take the first step to buying or remortgaging your home. Have a question about our mortgage calculators? What is a mortgage calculator?

Who is a mortgage calculator for? How much can I afford to borrow?